LAUNCHING ON 26 AUGUST

Smart UPI Payment Infrastructure
for Modern Businesses

Collect payments via UPI IDs & QR, verify in real-time, and grow your business with Zuppay — 0% commission, always.

Works With Every UPI App Your Customers Already Use

PhonePeGoogle PayPaytmBharatPeAmazon PayCREDFreechargeMobiKwikWhatsApp PayAxis PayPhonePeGoogle PayPaytmBharatPeAmazon PayCREDFreechargeMobiKwikWhatsApp PayAxis Pay

0%

Commission. You Earn 100%.

24/7

Support System

100%

Transparent & Fair

Bank-Grade

Secured Payments

From Checkout To Bank Account In Seconds

What actually happens behind the scenes on every Zuppay transaction.

🔐

Order Created

Your server calls the Zuppay API with an amount & order ID. We return a payment session.

📱

Customer Pays

Customer scans a dynamic QR or taps to pay — their UPI app opens instantly, no typing.

Instant Verification

Zuppay's Smart Verify engine confirms the transaction the moment it lands, no waiting on bank files.

🏦

Money Settled

Funds move straight to your bank account and a signed webhook fires to your server.

Everything you need to collect & grow

Powerful tools built for speed, reliability and growth.

💳

UPI Collection

Collect payments via UPI IDs & QR codes instantly.

🛡

Smart Verification

Real-time verification & instant status updates.

🔗

Payment Links

Create & share payment links in seconds.

💻

Powerful APIs

Seamless integration built for developers.

📈

Real-time Insights

Track, analyze and grow your business.

Easy KYC Onboarding

Get onboarded in minutes with a simple KYC process.

Built API-First, For Developers

Three lines of code stand between your server and a settled payment.

📜
REST API

Clean JSON in, JSON out. One endpoint to create an order, one to check its status.

📡
Signed Webhooks

Get notified the instant a payment lands, with a signature you can verify server-side.

🧩
SDKs

PHP, Node.js and Python SDKs so you're not hand-rolling HTTP calls.

🧪
Sandbox Mode

Test the entire order-to-webhook flow with fake money before you go live.

create-order.js
// 1. Create an order from your server
const res = await fetch('https://api.zuppay.in/v1/orders', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'X-API-Key': 'zup_live_xxxxxxxx'
  },
  body: JSON.stringify({
    amount: 499,
    currency: 'INR',
    order_id: 'ORD-10234',
    webhook_url: 'https://yourapp.com/webhook'
  })
});

const { qr_code, session_id } = await res.json();
// 2. Show qr_code to the customer
// 3. Zuppay POSTs the result to webhook_url

Security Isn't A Feature, It's The Foundation

🔒
Bank-Grade Encryption

TLS 1.3 on every request, end to end.

📄
Verified Merchant KYC

Every account is document-verified before go-live.

🛡️
Fraud & Velocity Shield

Automated checks flag unusual transaction patterns.

📊
99.9% Uptime

Monitored infrastructure, transparent status page.

Built For Every Kind Of Business

E-Commerce & D2C EdTech & Courses SaaS & Subscriptions Gaming & Top-ups Marketplaces NGOs & Donations

Trusted By Growing Businesses

★★★★★

Zero commission actually means zero. We moved our entire coaching platform to Zuppay in a day and never looked back.

RS
Rohit SinhaFounder, LearnFast Academy
★★★★★

The webhook was the cleanest I've integrated. Sandbox mode meant our whole checkout was tested before go-live.

NP
Neha PatilBackend Lead, CartOne
★★★★★

Settlement lands in our account the same minute the customer pays. Support replies on WhatsApp within minutes too.

AK
Amit KohliOwner, KohliMart

Frequently Asked Questions

Is the 0% commission really zero, on every plan?
Yes. Zuppay charges a flat subscription fee based on your plan instead of a percentage cut on every transaction — the amount your customer pays is the amount that reaches your account.
How fast does settlement happen?
Payments are verified and reflected in your dashboard in real time, and funds move to your connected bank account without a holding period.
What do I need to complete KYC?
Basic business details, a PAN, and your bank account information. Most merchants finish onboarding in under 10 minutes.
Do you support refunds?
Yes, full and partial refunds can be triggered from your dashboard or via the API, and they're reflected on the customer's UPI app directly.
Is there a sandbox for testing before going live?
Yes, every account gets a sandbox environment with test API keys so you can build and verify your full integration before switching to live keys.

Ready to start collecting payments?

Join Zuppay today and experience 0% commission, 100% earnings.

Join Us Now